Financial Infrastructure for Everyone
Whether you're an end user looking for modern banking or a financial service provider building the next generation of financial products, WeFi has you covered.
FOR END USERS
Why Customers Prefer Our Service
Unified fiat-crypto balance connected to banking rails and crypto networks. Available in Local and Global versions.
Unified balance across fiat and crypto
Direct debit and recurring payments
Self-service document generation
AI-powered security monitoring
WeFi Card
Virtual, plastic, and metal cards linked to your Onchain Banking Account. Spend anywhere Visa is accepted with zero FX fees.
Virtual, plastic & metal tiers
Spending-as-Mining rewards
140M+ merchant network
ATM withdrawals worldwide
Decentralized Credit
AI-powered behavioral credit scoring based on real-time ecosystem activity. Access instant liquidity without traditional barriers.
Behavioral scoring
Collateralized & uncollateralized loans
Onchain credit history
Instant approval
FOR THE SECURITY CONSCIOUS
Distributed Custody & Wallet Architecture
WeFi’s dual-wallet model separates ownership from daily access. MPC-secured wallets preserve user control and asset ownership.
Unique Onchain Wallets
Funds held in individual wallets, never in centralized omnibus accounts.
Unified Balance
Unified fiat and stablecoin balances in a single account with instant access.
No Unilateral Movement
WeFi cannot move assets without user authorization.
No Rehypothecation
Assets never pooled or lent; remain at user-specific address.
Banking-as-a-Service
DAILY OPERATIONAL LIQUIDITY
Operational layer for daily banking, card spending, and income. A seamless experience like traditional banking apps.
Non-Custodial NFC
GENERATIONAL WEALTH STORAGE
Hardware-secured wallet with private keys stored on an NFC card owned by the user. Transactions require a physical tap.
FOR THE TRANSPARENCY SEEKERS
Accounting
Transparency
Control
Trust Model
Record Keeping
Traditional
Closed System
Bank controlled
Institutional Reputation
Opaque, delayed
Onchain
Open, Verifiable
Immutable Ledger
Mathematical Proof
Real Time, public
The Trust Machine: Every transaction is recorded on a public immutable ledger, replacing blind trust with mathematical certainty.
Immutable Records
Transactions cannot be deleted, altered, or forged once recorded.
Verifiable Truth
Real-time visibility for users and regulators to verify solvency.
Cryptographic Security
Distributed ledger secured by cryptography, not institutional promises.
FOR FINANCIAL SERVICE PROVIDERS
A Deobank is a regulated financial provider operating on blockchain infrastructure. Unlike neobanks built on legacy systems, Deobanks deliver transparent, efficient banking through WeChain.
Any fintechs, banks, and payment providers can become Deobanks by integrating WeFi infrastructure.
Accounting
Asset Location
Visibility
Control
Settlement
Traditional
Bank Ledger
Opaque
Institution
Days
Onchain
Onchain
Transparent
User
Seconds
Banking-as-a-Service
White-label onchain banking with compliance and multi-currency support.
Distributed Custody
MPC wallet infrastructure enabling user sovereignty and seamless operations.
Compliance Infrastructure
Programmable KYC/AML with real-time monitoring and automated reporting.
Payment Rails
Fiat onramps, card issuing, cross-border transfers, and local payment integrations.
Tokenomics Integration
Access to token rewards and loyalty system to incentivize user engagement.
API-First Architecture
Complete developer toolkit for custom implementations and rapid deployment.