The Onchain Financial Stack

WeFi combines blockchain infrastructure, distributed custody, and algorithmic economics into a secure, transparent and compliant financial platform.

See Details

See Details

See Details

See Details

WeFi onchain financial technology stack with three infrastructure layers connected by data flow

NETWORK LAYER

WeChain: Purpose-Built for Finance

WeChain is purpose-built for banking, with native compliance, fast settlement, and fiat connectivity.

WeChain Architecture

Consensus Layer

Smart Contracts

Financial Primitives

Deobanks APIs

SERVICE LAYER

The Deobank Model

The Deobank Model

A Deobank is a regulated provider using blockchain for accounting and settlement to deliver transparent, efficient, and user-sovereign banking.

A Deobank is a regulated provider using blockchain for accounting and settlement to deliver transparent, efficient, and user-sovereign banking.

Compliance Built-In

Programmable KYC/AML at the protocol level. Regulatory requirements encoded in smart contracts.

Compliance Built-In

Programmable KYC/AML at the protocol level. Regulatory requirements encoded in smart contracts.

Instant Settlement

Sub-second finality for all transactions. No more waiting for ACH or wire transfers.

Instant Settlement

Sub-second finality for all transactions. No more waiting for ACH or wire transfers.

User Sovereignty Providers

Users maintain ultimate control of assets. MPC wallets ensure no single point of failure.

User Sovereignty Providers

Users maintain ultimate control of assets. MPC wallets ensure no single point of failure.

User Sovereignty Providers

Users maintain ultimate control of assets. MPC wallets ensure no single point of failure.

TRANSPARENCY LAYER

The Trust Machine

Every transaction in the WeFi ecosystem is recorded on a public immutable ledger, fundamentally redefining banking transparency.

Immutable records that cannot be altered

Real-time verification by anyone

Mathematical certainty over trust

How it Works

How it Works

How it Works

How it Works

Accounting

Transparency

Record Access

Trust Model

Auditability

Traditional

Closed System

Internal Only

Institutional Reputation

Periodic, delayed

Onchain

Open, Verifiable

Public Ledger

Mathematical Proof

Real Time

SECURITY LAYER

Distributed Custody

Distributed Custody

Multi-Party Computation (MPC) enables distributed custody, giving users sovereignty without compromising UX. Assets are secured through distributed key shares with no single point of failure.

Multi-Party Computation (MPC) enables distributed custody, giving users sovereignty without compromising UX. Assets are secured through distributed key shares with no single point of failure.

Open Documentation

Open Documentation

Open Documentation

Open Documentation

Distributed Custody: MPC Transaction Flow
UserWeFi App(Device Key Share)Platform(Infrastructure Share)Wallet BroadcastServiceWeChainTransaction InitiationInitiate transactionMPC 2-of-2 Signature GenerationGenerate partial signatureRequest co-signatureValidate transaction(compliance, limits, etc.)Generate partial signatureReturn co-signatureCombine signatures(MPC 2-of-2 complete)Transaction BroadcastSend signed transactionSubmit to networkVerify MPC signatureExecute transactionConfirmationTransaction confirmedShow confirmationKey Security PropertiesUser SovereigntyDevice holds 1 key sharePlatform cannot sign aloneNo single point of failureOperational SecurityPlatform holds 1 key shareEnables seamless UXCannot move funds without userUserWeFi App(Device Key Share)Platform(Infrastructure Share)Wallet BroadcastServiceWeChain
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User Sovereignty

User’s device holds 1 of 2 key shares. Platform cannot sign transactions without user authorization.

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No Single Point of Failure

Distributed architecture eliminates centralized key storage risks.

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Seamless UX

Platform holds 1 share for operational efficiency while maintaining security.

ECONOMIC LAYER

Algorithmic Tokenomics

$WFI is governed by four automated rules designed to ensure stability and align the token economy with real product usage.

Explore Tokenomics

Explore Tokenomics

ECONOMIC LAYER

Algorithmic Tokenomics

$WFI is governed by four automated rules designed to ensure stability and align the token economy with real product usage.

Explore Tokenomics

Explore Tokenomics

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Systematic Halving

Rewards halve every 2 years, from 8 tokens/sec to 1 token/sec, creating progressive scarcity.

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Systematic Halving

Rewards halve every 2 years, from 8 tokens/sec to 1 token/sec, creating progressive scarcity.

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Mathematical Supply Control

Supply unlocks in 100M token blocks, triggered by Energy levels to match ecosystem growth.

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Mathematical Supply Control

Supply unlocks in 100M token blocks, triggered by Energy levels to match ecosystem growth.

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Algorithmic Amortization

Older mining units lose efficiency over time, preventing whale dominance.

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Algorithmic Amortization

Older mining units lose efficiency over time, preventing whale dominance.

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Energy Proxy Unit

Measures real adoption and releases supply based on proven utility. Creates demand-driven tokenomics.

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Energy Proxy Unit

Measures real adoption and releases supply based on proven utility. Creates demand-driven tokenomics.

Token Supply Breakdown

862,068,966

862,068,966

Mineable (CBM)

Fair distribution over 8 years

127,931,034

127,931,034

Referrals & Rewards

Ecosystem growth incentives

10,000,000

10,000,000

Exchange Reserve

CEX and DEX liquidity

TOTAL SUPPLY

1,000,000,000

Hard Capped

Cloud-Based Mining & Vesting Workflow

About CBM

About CBM

Cloud-Based Mining & Vesting Workflow

About CBM

About CBM

WeFi Cloud-Based Mining and Vesting Workflow
UserWeFi AppMining EngineOnchain CloudMPC WalletWeChainPhase 1: CBM Unit AcquisitionPurchase CBM UnitAllocate unit to user profileConfirm allocationDispatch activation commandQueue activation (1 per second)Phase 2: Unit ActivationVerify unit validityUnit validatedActivate CBM UnitUnit active & miningPhase 3: Continuous Miningloop[Every Second (8yr distribution cycle)]Check commitment durationMSC proportion checkedCalculate reward shareUpdate mined balancePhase 4: Vesting InitiationTrigger "Vest" commandMove balance to vesting poolMSC Proportional CheckVesting initiated (180-day linear)Phase 5: Daily Releaseloop[Daily for 180 Days]Release 1/180th of vested amount"Ready to Claim" availablePhase 6: Claim to WalletInitiate claim requestSign transaction (MPC signature)Broadcast to WeChainVerify & confirm transactionConfirmation receivedClaim successful$WFI settled in walletUserWeFi AppMining EngineOnchain CloudMPC WalletWeChainComplete flow from CBM Unit purchase through continuous mining to vesting and claiming

Want to dive deeper?

Explore our comprehensive documentation to understand the full technical architecture.

Read Documentation

Read Documentation

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Want to dive deeper?

Explore our comprehensive documentation to understand the full technical architecture.

Read Documentation

Read Documentation

Mobail phone with hand

Want to dive deeper?

Explore our comprehensive documentation to understand the full technical architecture.

Read Documentation

Read Documentation

Mobail phone with hand